- $1B+ funded · 50,000+ businesses served since 1998
- Proud member ELFA · NEFA
Quick answers to the questions we get most often. Don’t see yours? Reach out — we’re happy to help.
Our programs range from $2,000 on the low end up to $1,000,000 for larger transactions. Deals up to $100,000 typically qualify for our application-only program — no financial statements required.
Application-only deals are often approved within 2 hours during business hours. Larger, full-financial transactions typically take 24 to 72 hours depending on the complexity and completeness of your package.
We offer A and B credit programs. We prefer a personal FICO above 650, and work best with borrowers who have a strong credit profile supported by time in business and cash flow.
Yes. We have specific programs for start-ups — particularly franchise start-ups with a recognized brand. Start-up approvals typically require a strong personal credit profile and relevant industry experience.
Noreast Capital offers flexible term lengths ranging from 12 to 60 months to accommodate a variety of business needs and budgets. For businesses with stronger credit profiles, extended terms of 72 to 84 months may be available upon approval. Our team works closely with each client to structure a financing solution that aligns with their cash flow and long-term business goals. We offer $1 buyout leases, FMV leases, 10% PUTs, Seasonal Skips, and Step Payment Structures.
Yes. We finance both new and pre-owned equipment. Used equipment age and value are considered as part of our underwriting.
Absolutely. Most equipment transactions can include soft costs — installation, freight, training, extended warranties, and even software — bundled into a single payment.
Submit our online Vendor Application. A relationship manager will reach out to set up your account and walk you through our vendor portal and program options.
